How Can I Boost My Credit Score Quickly?
Your credit score is the most important single factor in determining whether you can easily get credit, such as a personal loan, car loan, mobile phone contract, or even the best rates for utility bills. Many of the most favourable deals are available only to those who pay their bills automatically by direct debit—a payment option often requiring a good credit score. [more...]
Does an Agreement in Principle Affect Your Credit Score
Congratulations on finding your ideal new home and having an offer accepted! Your next step towards securing a mortgage is applying for an agreement in principle (AIP); also known as a mortgage in principle. This essential piece of documentation is what you can show to the estate agent or seller to that you are a serious buyer and are in the right financial position to go ahead and make the purchase. [more...]
Klarna and Credit Checks
Buy now and pay later has become a huge trend in recent years, with companies such as Klarna allowing you to pay over a longer period of time. Depending on the retailer, you may have the option to delay payment and then pay the full amount in 30 days, split the amount into four separate payments, or spread the cost over a longer period of time. [more...]
What is a Credit Eligibility Checker?
A credit eligibility checker is a website tool which helps you work out which loans you are likely to qualify for. Also known as “soft search”, this sort of check into whether or not you are likely to be accepted doesn't leave a trace on your credit file or affect your credit score. Soft searches or eligibility checkers work by using information taken from your credit report. [more...]
Quick Ways to Improve Your Credit Score
If you're facing high interest rates when you take out a new loan or credit card, or rejection due to poor credit scores, then you're one of many millions with the same problem. Whether you're looking to get a mobile phone contract, a credit card, or a mortgage, having a good credit [more...]
Getting Car Finance With a Bad Credit Score
Having a bad credit score can make securing finance to buy a new vehicle more challenging, but it doesn't make it impossible. Here's a guide to your car finance and leasing options if you have a lower credit rating. A credit score is a three-digit number reflecting your borrowing history. [more...]
Don't risk missing
something important
Access a comprehensive credit report
that includes detailed data from TransUnion
View your credit score for only £1.95.
You can view it for 1 month, after which it will be £14.95 per month unless cancelled.
See How You Score
See How You Score
An Independent View Of Your Credit Score
Lenders typically use their own systems to calculate your Credit Score based on the information in your Credit Report, often checking with one or more Credit Reference Agencies. Your Credit Check Online Credit Score is derived from all the Credit Report information we gather from TransUnion, helping you understand how you might be assessed when applying for credit.
Understand What is Affecting Your Credit Score
Quickly see how the details in your Credit Report influence your Credit Check Online Credit Score, both positively and negatively. This clear overview helps you identify areas for improvement and better understand the factors that lenders consider when assessing your creditworthiness.
View your credit score for only £1.95.
You can view it for 1 month, after which it will be £14.95 per month unless cancelled.