Credit Scores and Remortgaging
When lenders look at your credit score, they are trying to calculate the risk of lending to you. A high credit score usually means you are offered better deals as the bank is pretty sure you’ll pay them back. However, even if your credit score isn’t brilliant, a low score doesn’t necessarily mean you’ll be turned down for a remortgage. [more...]
Payday Loans and Credit Scores: The Long-Term Impact
Payday loans may seem like a quick fix when you're strapped for cash, but they can have a significant and lasting impact on your credit score. In the UK, many people turn to these short-term loans to cover emergency expenses, unaware of how they can affect future financial opportunities. [more...]
Understanding Your Credit Score
If you can’t find many good options for a new car loan or credit card because your score is too low, then often the best tactic is to take some time out. Changes which you make will affect your credit score but won’t be reflected instantly, so give it six months and then take a look again. Careful financial management should see your credit score improve over time. [more...]
Guarantor Loans and Your Credit Score: What You Should Know
In the UK, guarantor loans have become a popular borrowing option for individuals who may struggle to get approved for credit due to a poor or limited credit history. While these loans offer a lifeline to many, it’s important to understand how they can affect your credit score—whether you’re the borrower or the guarantor. [more...]
What To Do If You Fail a Credit Check
A failed credit check can really ruin your plans to get a loan for a new car or take out a mortgage and buy your first home. There are a huge range of factors which can affect your credit score and it’s not always obvious why you’ve been turned down. [more...]
How Moving House Affects Your Credit Score?
Moving house is a significant life event that comes with a long checklist—packing, notifying utility companies, changing your address… and considering how the move might affect your credit score. Many people in the UK overlook this, but understanding how moving house affects your credit score can help you avoid any surprises when applying for credit or financial services in the future. [more...]
Don't risk missing
something important
Access a comprehensive credit report
that includes detailed data from TransUnion
View your credit score for only £1.95.
You can view it for 1 month, after which it will be £14.95 per month unless cancelled.
See How You Score
See How You Score
An Independent View Of Your Credit Score
Lenders typically use their own systems to calculate your Credit Score based on the information in your Credit Report, often checking with one or more Credit Reference Agencies. Your Credit Check Online Credit Score is derived from all the Credit Report information we gather from TransUnion, helping you understand how you might be assessed when applying for credit.
Understand What is Affecting Your Credit Score
Quickly see how the details in your Credit Report influence your Credit Check Online Credit Score, both positively and negatively. This clear overview helps you identify areas for improvement and better understand the factors that lenders consider when assessing your creditworthiness.
View your credit score for only £1.95.
You can view it for 1 month, after which it will be £14.95 per month unless cancelled.